The Law Firm of Nash & Lodge, PLLP, is a Debt Relief Agency

Debt Relief Agency Notice

The Nash & Lodge, PLLP , is a federally defined Debt Relief Agency, which means this Law Firm can represent you in filing a Bankruptcy Case for you in US Bankruptcy Court, in which you can seek to Discharge (make permanently unenforceable against you) credit card, medical and certain additional types of unsecured debts; and the Nash & Lodge, PLLP makes the following Debt Relief Agency Disclosures to an Assisted Person Debt Relief Agency Disclosures to an assisted person.

You have contacted the Nash & Lodge, PLLP, 2705 Bunker Lake Blvd., Suite 107, Andover, MN 55304, by visiting our Law Firm website, www.nashandlodge.com, or by phoning our Law Firm at 763-862-6100, regarding the possibility of your filing a personal bankruptcy case for you as an individual consumer debtor, or for you and your spouse as individual consumer debtors.

As a part of the Law Firm’s practice we represent individuals and small business debtors in pre-bankruptcy consults, preparing and filing bankruptcy cases for individual and small business debtors who contract with the Law Firm for bankruptcy legal representation.

The Law Firm represents debtors who wish to file bankruptcy cases in the US Bankruptcy Court for the District of Minnesota.

You can go to our Law Firm website, www.nashandlodge.com, for more detailed information on services the Law Firm offers to debtor clients. You can phone our Law Firm at 763-862-6100 to set up an appointment to enter into a written contract with our Law Firm for our Law Firm to prepare and file a bankruptcy case for you in US Bankruptcy Court of the District of Minnesota.

“Credit Counseling”, “debt management” and other “credit card payment plans” do NOT give the debtor a right to seek a discharge of debt. ONLY by filing bankruptcy in the US Bankruptcy Court does an individual have a right to seek to discharge of debt. A discharge in bankruptcy makes credit card, medical and certain other types of unsecured debts, permanently unenforceable against debtor, so that you will never have to pay those discharged debts, and the creditors you owe those debts to cannot phone you, write you, dun you, sue you, garnish your wages, or take any other act ever again to try to collect the discharged debt from you.

This Law Firm is a Debt Relief Agency as defined by federal law, meaning that if you contract with this Law Firm to do so, this Law Firm will prepare and file a bankruptcy case for you in United States Bankrutpcy Court, so that you can seek to discharge your credit card, medical and certain other types of unsecured debts, to seek to make those debts unenforceable against you personally forever.

This Law Firm will only represent you in preparing and filing a bankruptcy case for you if you and we enter into a written contract for bankruptcy legal services, signed by you and by this Law Firm, and you pay this Law Firm the amount stated in that written contract for your bankruptcy legal services.

Sincerely,

 

Nash & Lodge, PLLP
We are a Debt Relief Agency as defined by federal law

 

 

Debt Relief Agency Disclosures to an Assisted Person 

Section 527 of the US Bankruptcy Code requires a Debt Relief Agency such as this Law Firm to provide an assisted person with the following information:

1. A Notice per 11 USC §342(b), which is attached at the end hereof and contains:

(1) a brief description of

(A) Chapters 7, 11, 12, and 13 and the general purpose, benefits, and costs of proceeding under each of those chapters; and

(B) the types of services available from credit counseling agencies; and

(2) statements specifying that

(A) a person who knowingly and fraudulently conceals assets or makes a false oath or statement under penalty of perjury in connection with a case under this title shall be subject to fine, imprisonment, or both; and

(B) all information supplied by a debtor in connection with a case under this title is subject to examination by the Attorney General.

 

2. THE FOLLOWING DISCLOSURES ARE REQUIRED BY 11 USC § 527(a)(2):

(A) all information that the assisted person is required to provide with a petition and thereafter during a case under this title is required to be complete, accurate, and truthful;

(B) all assets and all liabilities are required to be completely and accurately disclosed in the documents filed to commence the case, and the replacement value of each asset as defined in § 506 must be stated in those documents where requested after reasonable inquiry to establish such value;

(C) current monthly income, the amounts specified in section 707(b)(2), and, in a case under Chapter 13 of this title, disposable income (determined in accordance with § 707(b)(2)) are required to be stated after reasonable inquiry; and

(D) information that an assisted person provides during his or her case may be audited pursuant to this title, and failure to provide such information may result in dismissal of the case under this title or other sanction, including a criminal sanction.

If you have any questions about any of these disclosures, we will be happy to provide further explanation.

3. Additional disclosures are required by 11 USC §527(b), and are sent to you herewith as a separately captioned document titled “Disclosures Required by 11 USC §527(b)

 

 
 
   



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